Prakas & Circulars

Prakas & Circulars

LATEST PRAKAS

PRAKAS ON REGULATORY CAPITAL IN DEPOSIT-TAKING BANKS AND FINANCIAL INSTITUTIONS, June 23, 2023
PRAKAS ON CREDIT RISK FOR CAPITAL ADEQUACY RATIOS IN DEPOSIT-TAKING BANKS AND FINANCIAL INSTITUTIONS, June 23, 2023
PRAKAS ON THE MAINTENANCE OF RESERVE REQUIREMENT AGAINST BANKING AND FINANCIAL INSTITUTIONS’ DEPOSITS AND BORROWINGS, January 9, 2023
PRAKAS ON CONDITIONS FOR BANCASSURANCE BUSINESS OF BANKS AND FINANCIAL INSTITUTIONS, March 30, 2021
PRAKAS ON CREDIT REPORTING, June 26, 2020
Circular On Annex 2 of Prakas No B7-015-349 Prokor on Liquidity Coverage Ratio, June 25, 2020
Additional Circular on The Implementation of Prakas on Capital Buffer in Banking and Financial Institutions, June 25, 2020
Prakas on the Maintenance of Reserve Requirement Against Commercial Banks Deposits and Borrowings, December 23, 2019
Prakas on Liquidity Risk management Framework for Banking and Financial Institutions, December 23, 2019
Prakas on Granting Certificate of Rural Credit Institution, December 23, 2019
Prakas on Conditions for Banking and Financial Institutions for application to be Listed on the Cambodia Securities Exchange, December 23, 2019
Prakas on Amendment prakas third party processor, December 6, 2019
Prakas on External Audit of Banking and Financial Institutions, November 4, 2019
Prakas on Resolution of Consumer Complaints, October 25, 2018
Circular on the Implementation of Prakas on Capital Buffer in Banking and Financial Institutions, March 7, 2018
Prakas on Capital Buffer in Banking and Financial Institutions, February 22, 2018
Circular on Implementation of Prakas on Credit Risk Grading and Impairment Provisioning, February 16, 2018
Prakas on Credit Risk Grading and Impairment Provisioning, December 1, 2017
PRAKAS ON INTEREST RATE CEILING ON LOAN, March 13, 2017
Prakas On Provision of Credit in National Currency of Banking and Financial Institutions, December 1, 2016
Circular on Implementation of Prakas on Minimum Registered Capital of Banking and Financial Institutions , June 28, 2016
Prakas On Minimum Registered Capital Of Banking And Financial Institutions, March 23, 2016
Prakas on Liquidity Coverage Ratio, December 23, 2015
Prokor Prakas on Legal Protection for supervisory officers, September 8, 2014
Prakas on Overseas Fund Transfer of Banks and Financial Institutions through the National Bank of Cambodia, February 25, 2014
Circular on the Implemention of the Prakas on Fee for BFIs, September 10, 2013
Prakas on Fees for banking and financial institutions, May 30, 2013
PRAKAS on Third-Party Processors, September 22, 2010
PRAKAS on The Introduction of Payment Order Format for Credit Remittance., September 22, 2010
Prakas on The Liberalization of Interest Rate Setting The Governor of the National Bank of Cambodia, August 27, 2010
Prakas on Reporting of the Biggest Exposures and Surveillance of Credit Risk Concentration, The Governor of the national Bank of Cambodia, August 27, 2010
Prakas on The Maintenace of Minimum Reserve Requirement in Banks and Financial Institutions, September 15, 2009
Prakas on Asset Classification and Provisioning in Banking and Financial Institutions, September 9, 2009
Prakas on Overdraft Facilities made available by the NBC to Banks and Financial Institutions facing temporary Liquidity, March 17, 2009
PRAKAS on New Capital Requirement and Criteria for Licensing Approval, February 10, 2009
Prakas on the Establishment of Bank Indentification Number, September 19, 2008
Prakas On THE UTILIZATION AND PROTECTION OF CREDIT INFORMATION, September 10, 2008
Prakas on Anti-Money Laundering and Combating the Financing of Terrorism, September 10, 2008
Prakas on Licensing of Microfinance Deposit Taking Institutions, May 30, 2008
Prakas On THE IMPLEMENTATION OF CREDIT INFORMATION SHARING SYSTEM MANAGEMENT GUIDELINE, May 30, 2008
Prakas and Circulars relating to Law on Banking and Financial Institutions, issued in 2006-2007, May 12, 2008
Prakas and Circulars relating to Law on Banking and Financial Institutions, issued in 2005-2006, April 25, 2008
Prakas and Circulars relating to Law on Banking and Financial Institutions, issued in 2004-2005, March 13, 2008
Prakas on Transaction of Settlement Accounts, March 12, 2008
Regional Conference on Microfinance will be initiateed at Kampong Cham, December 8, 2006, January 3, 2008
Prakas on Clearing System of Settlement Payment, January 2, 2008
Prakas on Reporting date for Commercials Banks and Specialized Banks, May 29, 2007
Prakas on Amendment to Prakas on Licensing of Commercial Banks, May 29, 2007
Prakas on Controlling Banking and Financial Institutions Large Exposures, May 29, 2007
Prakas on Systemic Risk Management of Payment System, May 29, 2007
Prakas on Reporting date for microfinance Institutions, December 13, 2006
Prakas on Amendment to Prakas on Fee for Increase of Capital of Banks and Financial Institutions, December 4, 2006
Prakas on amendent on the classification and provisioning for bad and doubtful debts...., December 4, 2006
Prakas on Determination of Refinancing Base Interest Rate, May 29, 2006
Prakas on Term Deposit Interest Rate Determination, May 29, 2006
Prakas on International Transactions Reporting System, May 29, 2006
Prakas relating to Law on Banking and Financial Institutions, issued in 2000, May 29, 2006
Prakas and Circulars relating to Law on Banking and Financial Institutions, issued in 2001-2004, May 29, 2006
Prakas On The Establishment of the Inter-Bank Market Working, May 10, 2006
Prakas on Adoption of New Form of Cheque, May 27, 2004
Prakas on Khmer Riel Denominated Check Clearing House, March 29, 2004
PRAKAS on US Dollars Denominated Check Clearing House, March 1, 2004
Prakas on The Business Management of Precious Metals and Stones, January 29, 2004
Prakas on Determination of Interest Rate Deposit for NBC Branches Provincial-City to be Implemented with Client, May 22, 2003
Prakas on The Sources of Fund from Deposits for Locally Use of Banks and Financial Institutions, January 16, 2003
Prakas on Money Transfer of Commercial Banks through the National Bank of Cambodia, January 9, 2003
Prakas on The Liberalization of Interest Rate Setting, May 29, 2002
Prakas on The Management of Foreign Exchange Dealers, May 29, 2002

All Prakas and Circulars listed below are extracted from Banking Code 2011. All translations in this book are unofficial.

B. REGULATIONS CONCERNING LICENSING CONDITIONS FOR BANK AND FINANCIAL INSTITUTIONS

Prakas on Conditions for Banks and Financial Institutions, December 29, 1997
Prakas on New Capital Requirement and Criteria for Licensing Approval of Banks, September 19, 2008
Prakas on Money Changer License or Authorization, October 19, 2009
Prakas on Licensing of Commercial Banks, January 10, 2000
Prakas on Licensing of Rural Credit Specialized Banks, January 11, 2000
Prakas on Licensing of Microfinance Institutions, January 11, 2000
Prakas on Amendment to Prakas on Licensing of Microfinance Institutions, September 13, 2006
Prakas on Bank’s Capital Guarantee, October 15, 2001
Prakas on Transfer of Shares of Banks, November 8, 2001
Prakas on Third-Party Processors , August 25, 2010
Prakas on Licensing of Microfinance Deposit Taking Institutions, December 13, 2007

C. REGULATONS APPLICABLE FOR COMMERCIAL BANKS AND SPECIALIZED BANKS PRUDENTIAL REGULATIONS

Prakas on the Banks' Solvency Ratio, February 16, 2000
Prakas on Loans to Related Parties, October 15, 2001
Prakas on Controlling Banks and Financial Institutions’ Large Exposures, November 3, 2006
Prakas on Reporting the Biggest Exposures and Surveillance of Credit Risk Concentration, September 15, 2009
Prakas on Fixed Assets of Banks, November 8, 2001
Prakas on the Sources of Fund from Deposits for Local Use of Banks and Financial Institutions, August 28, 1988
Prakas on the Maintenance of Minimum Reserve Requirement in Banks and Financial Institutions , February 25, 2009
Prakas on Calculation of Bank’s Net Worth , October 15, 2010
Circular on the Implementation of Prakas on the Calculation of Banks’ Net Worth, February 23, 2011

C1. ACCOUNTING AND REPORTING

Prakas on Adoption and Implementation of Chart of Accounts for Banking and Financial Institutions, December 25, 2002
Circular on Daily Accruals and Amortizations for Commercial and Specialized Banks, October 1, 2003
Prakas on Annual Audit of Financial Statements of Banks and Financial Institutions, December 29, 2004
Circular on Multi-Currency Accounting Following Implementation of Uniform Chart of Accounts, February 10, 2005
Monthly Statement of Assets and Liabilities on Softcopy, June 23, 1995
Prakas on International Transaction Reporting System, January 16, 2003
Prakas on Reporting Date for Commercial Banks and Specialized Banks, September 13, 2006

C2. OTHER RELEVANT REGULATIONS

Prakas on Determination of Refinancing Base Interest Rate, December 25, 2001
Circular on the Communication and Copies of Documents During On-Site Inspections., July 15, 2003
Prepaid Prepayment on Rental and Leases, March 9, 2007
Prakas on Payments of Dividends in Advance, January 14, 2004
Prakas on Overdraft Facilities Made Available by the NBC to Banks and Financial Institutions facing Temporary Liquidity Shortages, January 20, 2009

D. REGULATIONS APPLICABLE FOR MICROFINANCE INSTITUTIONS PRUDENTIAL REGULATIONS

Prakas on the Calculation of Interest Rate on Microfinance Loans, August 14, 2001
Prakas on Liquidity Ratio Applicable to Licensed Microfinance Institutions, February 25, 2002
Prakas on the Maintenance of Reserve Requirement for Microfinance Institutions, February 25, 2002
Prakas on Microfinance Institutions’ Solvency Ratio, August 27, 2007
Prakas on the Calculation of Microfinance Institution’s Net Worth, August 27, 2007

D1. ACCOUNTING RULES AND REPORTING

Prakas on Adoption and Implementation of Chart of Accounts for Microfinance Institutions, December 25, 2002
Prakas on Reporting Requirement for Registered NGOs and Licensed Microfinance Institutions, February 25, 2002
Prakas on Reporting Date for Microfinance Institutions, September 13, 2006

E. REGULATIONS APPLICABLE FOR BANK AND FINANCIAL INSTITUTIONS PRUDENTIAL REGULATIONS

Prakas on Standardized Procedure for Prompt Corrective Action for Banking and Financial Institutions, October 17, 2002
Prakas on Monitoring of Banks’ and Financial Institutions’ Net Open Position in Foreign Currency, August 27, 2007
Prakas on Transparency in granting credit facilities of banks and financial institutions, December 27, 2011

E1. GOVERNANCE, INTERNAL CONTROL AND ANTI-MONEY LAUNDERING

Prakas on Requirement in Compliance with Fact and Substance, March 9, 2004
Prakas on Loan Policies, Procedures and Lending Authority, March 10, 2005
Circular on Requirements for Bank and Financial Institutions to Have a System of Checks and Balances, January 25, 2005
Prakas on Governance in Banks and Financial Institutions, November 25, 2008
Prakas on Fit and Proper Regulatory Requirements for Applying Entities and Licensed Banks and Financial Institutions, November 25, 2008
Prakas on Internal Control of Bank and Financial Institutions, September 28, 2010
Prakas on Anti- Money Laundering and Combating the Financing of Terrorism, March 30, 2008

E2. ACCOUNTING RULES AND CREDIT INFORMATION

Prakas on the Accounting Process for Foreign Currency Transaction, February 17, 2000
Prakas on Using Language, Currency Unit, and Exchange Rate for Accounting Records and Reports, December 13, 2007
Prakas on Credit Reporting, March 24, 2011

E3. OTHER RELEVANT REGULATIONS

Prakas on Security Transaction of Banks Licensed in Cambodia, December 25, 2002
Prakas on the Implementation of Risk-based and Forward Looking Supervision, February 23, 2011
Prakas on the Implementation of the Repo Master Agreement for Secured Interbank Transactions in Money Market, October 19, 2009
Prakas on the Issuance of Tradable Securities by the National Bank of Cambodia, October 15, 2010
Prakas on Term Deposit Interest Rate Determination, January 9, 2003
Prakas on the determination of interest rate on Fixed Deposit, Reserve Requirement and Capital Guarantee in USD, January 19, 2009
Prakas on The Liberalization of Interest Rate Settings, September 9, 2009

F. PAYMENT, SETTLEMENT AND TRANSFERS

Prakas on Money Transfer of Commercial Banks Through the National Bank of Cambodia, August 19, 1998
Prakas on US Dollar Denominated Check Clearing House, November 14, 2000
Prakas on Khmer Riel Denominated Check Clearing House, December 27, 2000
Announcement on Province-City Money Transfer and Service Charge Determination, January 10, 2003
Prakas on Clearing System of Settlement Payment, December 4, 2006
Prakas on Systemic Risk Management of Payment System, December 4, 2006
Prakas on Transaction of Settlement Account, December 13, 2006
Prakas on Check Standard, September 10, 2008
Prakas on the Establishment of Bank Identification Number, September 10, 2008
Prakas on Issuance of Standard Check of the National Bank of Cambodia, October 19, 2009
Prakas on the Introduction of Payment Order for Credit Remittance, August 25, 2010
Announcement on Service Charges for Money Transfer In-Out within the country through the National Bank of Cambodia, August 24, 2009
Announcement on the Annual fee for clearing house services, December 14, 2009
Announcement on Fee Charges on Annual Clearing House Service and penalty on return checks at provincial branches of National Bank of Cambodia, September 2, 2010
Announcement on the Fees Charges on Annual Clearing House Service at provincial branches of the National Bank of Cambodia, March 18, 2011
Additional Announcement on Overseas money Transfer through the National Bank of Cambodia, October 17, 2011
Cambodian Shared Switch Rules and Procedures, October 4, 2017

G. LEASING BUSINESS

Prakas on Financial Leasing Business, December 27, 2011
Prakas on Licensing of Financial Lease Companies, December 27, 2011